body{


background-color: #FBFBFB;
background-attachment:fixed;
font-size:14 pt; 
font-family:"Garamond",serif;
font-weight:bold;
color:000000;
		scrollbar-face-color: #FBFBFB;
		scrollbar-highlight-color:#000000;
		scrollbar-3dlight-color: #FFFFFF;
		scrollbar-darkshadow-color:#000000;
		scrollbar-shadow-color:#000000;
		scrollbar-arrow-color: #000000;
		scrollbar-track-color: #000000;
		
}


a{
font-size:14 pt;
font-family:"Garamond", serif;

}


A {CURSOR: help; 
}
A:link {
	CURSOR: hand; COLOR: #000000; TEXT-DECORATION: none
}
A:visited {
	CURSOR: hand; COLOR: #000000; TEXT-DECORATION: none
}
A:hover {
	CURSOR: hand; COLOR: #CCCCCC; TEXT-DECORATION: underline
}
A:link {
	TEXT-DECORATION: none
}
A:active {
	TEXT-DECORATION: none
}


h1{
font-size:20pt;
font-family:"Garamond", serif;
color:000000;
}

h3{
font-size:16pt;
font-family:"Garamond", serif;
color:000000;
}

table{
font: 12 pt "Arial", serif;
color:000000;
background-color:FBFBFB;
border-color:000000;
}

div{
font-size:10pt;
font-family:"Garamond", serif;
color:000000;
font-style:italic;
}